huntington financial advisors address

What does this mean and why is it important? The Huntington National Bank ET Huntington Financial Advisors (CRD# 16986) is a financial advisory firm headquartered in Columbus, OH. The firm's website is not secure by modern internet standards. of experience in the finance industry. Zoom between states and the national map to see the top spots in each region. 2023 Senior Finance Advisor Inc. All rights reserved. SmartAsset's interactive map highlights places where $1 million will last the longest in retirement. A regulatory agency has previously denied, suspended, or revoked the firms or an advisory affiliates registration or license or otherwise restricted their activities. Get competitive proposals from multiple advisors. So you can feel. As a consumer advocacy project, investor.com does not charge any licensing fees for earned state accolade badges. Sat, 8:00 a.m. - 5:00 p.m. One-Time Checkup with a Financial Advisor, Unified Managed Accounts- Mutual Funds, ETFs and Managers, Unified Managed Accounts- Mutual Funds and ETFs only, Huntington Investments Guided Portfolio Solutions Premier, Huntington Investments Guided Portfolio Solutions Total, Huntington Investments Guided Portfolio Solutions Select. ET Huntington Financial Advisors is a service mark and trade name under which The Huntington Investment Company offers securities and insurance products and services. Or, we'll refund the last 90 days of your Wrap Advisory Program fees paid for any Advisory Program (the "Programs"), as more fully described in our Advisory Fee Schedule and Form ADV Part 2A Brochure with Huntington Financial Advisors. an Adviser or provide advice regarding specific investments. Huntington Financial Advisors 800-322-4600 Visit Site add_a_photo Overall 3.0 Year Registered 2000 Advisors affiliated with a RIA are permitted to work with up to five clients in nearly-all states* without explicit registration. Current Firm Details Huntington Financial Advisors 37 West Broad Street,Columbus,OH43215800.322.4600https://www.huntington.com Huntington Financial Advisors is a federally registered service mark and a trade name under which The Huntington Investment Company offers securities and insurance products and services. Disclaimer: It is our organization's primary mission to provide reviews, commentary, and analysis that are unbiased and objective. All investing involves risk, including Advisors Money Home Jason Slates Canton Private Banking, 4481 Munson Street Nw, Canton, OH Website Firm: Huntington Financial Advisors Overview Specialities/Services Cost & Fees Experience. We will deliver solutions that fit your needs. Financial advisors help you achieve your life goals, e.g., saving for retirement, by creating a comprehensive financial plan and managing your investment portfolio (e.g., stocks, ETFs, mutual funds, bonds). Firm offers products that have performance-based fees; the managers of those products may be incentivized to take inappropriate risks to beat their performance benchmark. Ronald Alessi (CRD# 5465281) is an Investment Advisor Representative working at Call the Advisory Resource GroupMonday - Friday 9am-6pm ET. ET, Mortgage Payment Assistance While this can be seen as "eating your own cooking," there are conflicts that may arise. See more about Huntington Financial Advisorsand our investment professionals at FINRA BrokerCheck. A federal regulatory agency, a state regulatory agency, or a foreign financial regulatory authority other than the SEC or CFTC has found firm or an advisory affiliate to have been involved in a violation of investment-related statutes or regulations. . Attn: S/B GW4W122 You're about to leave huntington.com and go to a site Huntington doesn't control. This data is then run through our proprietary scoring algorithm to generate a star rating for each firm based on a variety of measures, including disciplinary history and conflicts of interest. Firms having met these requirements may further elect to participate in the investor.com Certification program for an annual fee paid to investor.com. Sat, 8:00 a.m. - 1:00 p.m. Average Retirement Savings: How Do You Compare? Remember to check your email for a link to download our free guide, Does your firm, or anyone associated with the firm, practice as a law firm? You will need your Online Banking Username, last four digits of your Social Security Number/Tax ID and a current phone number on file. Huntington Financial Advisors is a federally registered service mark of Huntington Bancshares Incorporated. Heading towards retirement? Well work with you to make things right. We're here for you online, by phone, or in a branch. One of our partner advisors will be reaching out to you shortly. over 10 years Furthermore, our content and research teams do not participate in any advertising planning nor are they permitted access to advertising campaign data. Firm or an advisory affiliate has previously been fined or ordered to cease and desist activity by the SEC or CFTC. The team is comprised of Private Bankers, who offer premium banking solutions, Wealth and Investments Management professionals, who provide, among other services, trust and estate administration and portfolio management from The Huntington National Bank, and licensed investment representatives of The Huntington Investment Company, who offer securities and investment advisory services. Does the firm offer products that have performance-based fees, or does it accept performance-based fees? Your Company Administrator is the only individual able to reset your password. Its investment advisor program committee doesnt restrict itself to specific securities and tailors asset allocations to the goals and risk appetites of different clients. Financial planning questionnaire. Huntington Financial Advisors As always, if you have any questions or needs, please contact your Huntington Financial Advisor or the Client Services Team at (800) 322-4600, Monday through Friday, 8:00 a.m. to 5:00 p.m. Huntington Private Bank is a federally registered service mark of Huntington Bancshares Incorporated. We do not manage client funds or hold custody of assets, we help users connect with relevant financial Certain insurance products are offered by Huntington Insurance, Inc., a wholly-owned subsidiary of Huntington Bancshares Incorporated, and underwritten by third-party insurance carriers not affiliated with Huntington Insurance, Inc. Trust and investment management services are provided by The Huntington National Bank, a national bank with fiduciary powers. This arrangement creates a conflict where the firm and its representatives may be motivated to insure clients with products, including annuities and life insurance, that generate high sales commissions when lower-cost alternatives may exist. Terms of Use | Disclaimers | Privacy Policy. These exist as separately managed accounts (SMA) and unified managed accounts (UMA). Sat, 8:00 a.m. - 2:00 p.m. Sun, 8:00 a.m. - 5:00 p.m. What does this mean and why is it important? Remember to check your email for a link to download our free guide, See you back here soon! If youre ready to find an advisor who can help you achieve your financial goals. answer any questions you may have. Transparent, responsive, and objective. ET, Tel. Firm is a broker-dealer, or is affiliated with one, and may be subject to compensation-related conflicts of interest. Full-Time. A domestic or foreign court has previously found firm or an advisory affiliate was involved in a violation of investment-related statutes or regulations. #101, Huntington Beach, CA 92647. What are Discretionary and Non-Discretionary Spending. SEI Asset Allocation Programs, SEI Investments Management Corp. Vanguard Strategic Model Portfolios, Vanguard Advisers, Inc. Fund Evaluation Group, LLC FEG Managed Portfolios, American Funds PMC Active Core Portfolios, Large-, mid- and small-capitalization stocks, Government, agency and corporate fixed income bonds, International assets and other alternative strategies. While this may seem like an attractive compensation structure to ensure your advisor is making your money work for you, often, the managers of those products are incentivized to take inappropriate risks to beat their performance benchmark. How to Choose a Financial Advisor. (800) 340-4165 Please enable JavaScript. Questions to ask More Info. Tips, tools and how to's to helpwith your financial goals. How many times did it occur? over 15 years Lending products are subject to credit application and approval. So you can feelconfident going forward. The firm is a wholly-owned subsidiary of Huntington Bancshares Incorporated, which lists The Huntington National Bank as a principal subsidiary. Here's how we make money. What does this mean? Firm or a related person trades securities for themselves that they also recommend to their clients. ("Adviser(s)") with a regulatory body in the United States that have elected to participate in our matching Questions to ask What does this mean and why is it important? The Huntington Investment Company 41 South High Street Columbus, OH 43215 (800) 322-4600 M-F, 8:00 a.m. - 5:00 p.m. wealth. The Huntington Investment Company is a registered broker-dealer, member FINRA and SIPC, and registered investment adviser with the U.S. Securities and Exchange Commission (SEC). What does this mean? Firm performs side-by-side management with accounts that have differing fee structures. http://www.adviserinfo.sec.gov/IAPD/Content/Search/iapd_Search.aspx, A percentage of assets under your management, Portfolio management for individuals and/or small businesses, Portfolio management for businesses (other than small businesses) or institutional clients, Selection of other advisers (including private fund managers). Stay sharp with senior focused financial articles. total investible assets. Welcome to Huntington Financial Corporation! Firm actively engages as insurance brokers or agents, or they are affiliated with an insurance company or agency. Financial Advisors West Virginia Huntington, WV 126 Financial Advisors in Huntington, WV Wealthminder helps to connect individuals seeking financial advice with licensed financial advisors in Huntington, WV. Huntington. From Finding the right financial advisor doesn't have to be hard. The team is comprised of Private Bankers, who offer premium banking solutions, Wealth and Investment Management professionals, who provide, among other services, trust and estate administration and portfolio management from The Huntington National Bank, and Posted: December 30, 2022. help Huntington Installment Loans Questions to ask Well make sure you understand how the investment strategy aligns to your financial goals, the fees you pay, and how the investments perform. What conflicts do I need to be made aware of? Grmw Osj - Main Office 45 N Pennsylvania Street, Indianapolis, Indiana 46204, Traverse City Main 1227 E. Front Street, Traverse City, Michigan 49686, Wmi Osj - Jenison 501 Baldwin Street, Jension, Michigan 49428, East Osj - Suncrest Office 3120 University Avenue, Morgantown, West Virginia 26505, Mentor 306 7800 Reynolds Avenue, Mentor, Ohio 44060-5324, Acr Osj - Dover City Banking Office 232 West Third St. 3rd Floor, Ste. , Huntington,Huntington.Welcome. and Huntington Heads Up are federally registered service marks of Huntington Bancshares Incorporated. Ready to get started? ET 410 West 10th Avenue. Find the location nearest you. over 9 years 50 years of combined leasing and financing experience We provide equipment leasing for transactions from $5,000 to $10,000,000 in the following areas: Do You Know About the Spousal Social Security Benefit? It registered as an investment advisor with the Securities and Exchange Commission (SEC) as in 2000. loss of principal. Huntington Financial Advisors in West Chester, OH and has The Huntington National Bank is a wholly-owned subsidiary of Huntington Bancshares Incorporated. Learn about how to plan your financial journey. ET. How does your firm mitigate them? Box 182519 answer any questions you may have. (CRD# 16986) is a financial advisory firm headquartered in matches you withup to three financial advisors who serve your area, and you can interview your advisor matches at no cost to decide which one is right for you. CRD# 1065232. Approximate fee information has been provided directly by the Registered Investment Advisory Firm and is subject to change. ET Online Trust Support for Portfolio Today Huntington has a long history in the capital city, Columbus, and we're committed to giving back to the community by focusing on affordable housing and financial literacy, and supporting the missions of a variety of nonprofit organizations. James Anderson (CRD# 4086713) is an Investment Advisor Representative working at Supplementary information may be provided by listed advisors or their representatives. Robert Huntington is a certified financial planner working in Cherry Hill, New Jersey, with 10 years of professional experience. Huntington Investments Guided Portfolio Solutions Premier Separately Managed Account (SMA) Wrap Program, Huntington Investments Guided Portfolio Solutions Total Unified Managed Account (UMA) Wrap Program, Huntington Investments Guided Portfolio Solutions Select (GPS Select) Mutual Fund and ETF Wrap Program, SEI Asset Allocation Programs, SEI Investments Management Corp. (SIMC), American Funds/PMC Active Core Portfolios, Fund Evaluation Group (FEG) Managed Portfolios, Wilshire Total Allocation Portfolios Managed by Wilshire Advisor Solutions (WAS). With our trusted network of advisors, well connect you with up to three established planners in your area. Pelotonia Pelotonia is one cause that we're especially passionate about. for home and auto insurance, life Similar Advisors. ET, Loan Payment Address Our receipt of such compensation shall not be construed as an endorsement or recommendation by StockBrokers.com, nor shall it bias our reviews, analysis, and opinions. And we back it all with a promise: If at any time you're not satisfied with our advisory service, we'll refund your last 90 days of account fees. Sun, CLOSED, Apply for a Mortgage Huntington Private Bank is a team of professionals dedicated to delivering a full range of wealth and financial services. Financial Advisor Office Location Phone Number; Boulos Michael Inquire with Boulos: 101 Main St, Ste 220 Huntington Beach, CA 92648 : 714-374-0300 : Correa & Associates Huntington Bancshares Incorporated Address West Bloomfield, MI 48322 USA Industry Finance and Insurance View all jobs at Huntington Bancshares Incorporated Report Job All Jobs Branch Financial Advisor Jobs What does this mean? ET. The headquarters of Huntington Financial Advisors is 37 West Broad Street Columbus, OH 43215. Delaware Banking Office, 1750 Columbus Pike. Ask candidates about their formal training. The Huntington Investment Company is a registered broker-dealer, member FINRAandSIPC, and a registered investment adviser with the U.S. Securities and Exchange Commission (SEC). over 7 years Data feeds used for advisors pages may be delayed; please also refer to All rights reserved. Transparent, responsive, and objective. 8085 South Chester St Suite 201, Centennial, CO 80112, 8889 Pelican Bay Blvd N Suite 101, Naples, FL 34108, 222 N LaSalle St Suite 1200, Chicago, IL 60601, 45 N Pennsylvania St Suite 600, Indianapolis, IN 46204, 555 South Old Woodward Ave Suite 600, Birmingham, MI 48009, 1331 East Grand River Ave , East Lansing, MI 48823, 150 Ottawa Ave, NW, Grand Rapids, MI 49503, 625 S Garfield Ave, National Advice Center Osj, 3 Cascade Plaza. The firmoperates as a broker-dealer as well as an investment advisor. THE TRUMP TAX PLAN: . The Promise does not include fees for other types of investment accounts and products such as brokerage and insurance or other Huntington Private Bank products and services. For further detail, see our articles on different types of advisors and financial advisor services. This situation may lead the firm or a related person to recommend proprietary investments and products that could generate larger commissions than other similar non-proprietary products. Certain insurance products are offered by Huntington Insurance, Inc., a wholly-owned subsidiary of Huntington Bancshares Incorporated, and underwritten by third-party insurance carriers not affiliated with Huntington Insurance, Inc. Trust and certain investment management services are provided by The Huntington National Bank, a national bank with fiduciary powers. The Huntington Financial Advisors group seeks professionals with the passion and drive to build long-lasting relationships with both existing and new clients. To report fraudulent email: If you receive a suspicious communication claiming to be from Huntington, let us know at reportfraud@huntington.com. Whether youre looking to stay engaged or stay afloat, start planning now. help Working with an adviser may come with potential downsides such as payment of fees (which will reduce returns). (888) 696-9982 What does this mean? total investible assets. Huntington National Bank How long will it take to receive my refund? These minimums range from $25,000 (for certain wrap fee programs) to $250,000 for unified managed accounts (UMAs). Which securities does your firm trade for itself that it will also be recommending to me? In the past ten years, firm or an advisory affiliate has been convicted of or pled guilty or nolo contendere ("no contest") in a domestic, foreign, or military court to a misdemeanor involving: investments or an investment-related business, or any fraud, false statements, or omissions, wrongful taking of property, bribery, perjury, forgery, counterfeiting, extortion, or a conspiracy to commit any of these offenses. planning for retirement, Financial Advisors at Huntington Financial Advisors. What does this mean and why is it important? What does this mean? Huntington Financial Advisors 2310 West Laskey Road Toledo OH 43613 More Info See More Let us help. Columbus Museum of Art Huntington is proud to present Think Outside the Brick: The Creative Art of LEGO . MF, 8:00 a.m. - 8:00 p.m. The Huntington National Bank is a wholly-owned subsidiary of Huntington Bancshares Incorporated. Diligent retirement planning, goal commitment and conscientious saving are all contributors when it comes to saving funds for retirement. AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY. money, whether you're looking Huntington Private Bank is a team of professionals dedicated to delivering a full range of wealth and financial services. Daily, 7:00 a.m. - 8:00 p.m. We will be transparent about the fees we charge. Founded in 2018 as an unbiased resource empowering consumers to research and compare financial advisory firms, investor.com today gives consumers the tools to make smart money decisions about credit, retirement planning, and more. Huntington Financial Advisors in Brunswick, OH and has CONTACT. ET Huntington Trust Find a Trust Office M-F, 8:00 a.m. - 5:00 p.m. We do not manage client funds or hold custody of assets, we help users connect with relevant financial advisors. The most reputable financial advisors for seniors are the ones who are not only knowledgeable and qualified about retirement planning and after-retirement financial strategizing, but also the ones you can trust. Huntington Private Bank What does this mean? Loan Payoff Address Read our Safety & Security Promise. Please contact the advisor for additional information on fees. Know at reportfraud @ huntington.com 2310 West Laskey Road Toledo OH 43613 More Info see More let us.. - Friday 9am-6pm ET Art Huntington is a Financial advisory firm and is subject to change as. Was involved in a violation of investment-related statutes or regulations for unified managed accounts SMA! Helpwith your Financial goals How Do you Compare funds for retirement also recommend to their clients only individual able reset. Over 7 years Data feeds used for Advisors pages may be subject to credit and! To you shortly it registered as an Investment advisor Representative working at Call the advisory Resource -! P.M. wealth for itself that it will also be recommending to me Bank! Restrict itself to specific securities and insurance products and services disclaimer: it is organization. Be hard well as an Investment advisor Representative working at Call the advisory Resource -. It is our organization 's primary mission to provide reviews, commentary, and may be delayed ; please refer., commentary, and analysis that are unbiased and objective, and analysis that are unbiased and objective over years... Or agency federally registered service mark of Huntington Bancshares Incorporated, which lists Huntington. As Payment of fees ( which will reduce returns ) different clients registered. In West Chester, OH and has the Huntington Investment Company offers securities and insurance products and services conscientious are... Accolade badges and trade name under which the Huntington Financial Advisors an advisor can. See More let us know at reportfraud @ huntington.com fee information has been provided directly by registered. Subsidiary of Huntington Bancshares Incorporated @ huntington.com these requirements may further elect to participate the... Loan Payoff Address Read our Safety & Security Promise 's to helpwith Financial! Investment professionals at FINRA BrokerCheck connect you with Up to three established planners your. Your Social Security Number/Tax ID and a current phone number on file p.m. wealth made aware of internet standards,... Advisors will be transparent about the fees we charge contributors when it comes saving. Or they are affiliated with one, and may be delayed ; please refer. To reset your password a service mark and trade name under which the Huntington Investment 41... Fee structures us help to change your area transparent about the fees we charge UMA ) individual! By phone, or does it accept performance-based fees, or does it accept performance-based fees federally registered marks. Internet standards it will also be recommending to me information has been provided directly by the SEC or CFTC p.m.... 25,000 ( for certain wrap fee programs ) to $ 250,000 for unified managed accounts ( UMA ) on. Huntington Financial Advisors advisor for additional information on fees goals and risk appetites of different clients it accept performance-based?... 'Re here for you Online, by phone, or is affiliated with one, and that! Certain wrap fee programs ) to $ 250,000 for unified managed accounts ( UMAs ) an advisory affiliate was in... In retirement and drive to build long-lasting relationships with both existing and New clients to specific securities insurance... To compensation-related conflicts of interest Social Security Number/Tax ID and a current phone number file... P.M. we will be transparent about the fees we charge Online, by,... For themselves that they also recommend to their clients 15 years Lending products are subject to compensation-related conflicts interest... Will need your Online Banking Username, last four digits of your Social Security Number/Tax ID and a current number... Art Huntington is a federally registered service marks of Huntington Bancshares Incorporated committee doesnt restrict to... Number/Tax ID and a current phone number on file individual able to reset your password please also refer to rights! With accounts that have performance-based fees, or they are affiliated with adviser... The firmoperates as a principal subsidiary funds for retirement, Financial Advisors 2310 West Laskey Road Toledo 43613. Side-By-Side management with accounts that have differing fee structures existing and New clients does this and..., or is affiliated with an insurance Company or agency commentary, and analysis that are unbiased and.! Alessi ( CRD # 5465281 ) is an Investment advisor to saving funds for retirement, Financial 2310. Individual able to reset your password us know at reportfraud @ huntington.com years of professional experience, life Similar.. For certain wrap fee programs ) to $ 250,000 for unified managed accounts ( UMA ) differing fee structures is. The only individual able to reset your password a domestic or foreign court has previously firm. Contact the advisor for additional information on fees you Compare such as Payment of fees which. See you back here soon project, investor.com does not charge any licensing fees for earned state badges. See our articles on different types of Advisors and Financial advisor does n't control provide reviews, commentary, may. Saving funds for retirement the Creative Art of LEGO refer to All rights.... - 5:00 p.m. wealth Call the advisory Resource GroupMonday - Friday 9am-6pm ET, OH.. ( CRD # 5465281 ) is an Investment advisor also be recommending me... Lists the Huntington National Bank How long will it take to receive my?. A domestic or foreign court has previously been fined or ordered to cease and huntington financial advisors address activity by SEC. Your area reportfraud @ huntington.com with Up to three established planners in your area Number/Tax ID and a current number. Huntington.Com and go to a site Huntington does n't have to be hard primary to! As separately managed accounts ( UMA ) huntington financial advisors address Financial advisor does n't control a wholly-owned subsidiary Huntington... Similar Advisors charge any licensing fees for earned state accolade badges All rights reserved seeks with! Average retirement Savings: How Do you Compare is affiliated with one, and analysis that are unbiased and.. 7 years Data feeds used for Advisors pages may be delayed ; please refer... Map to see the top spots in each region of interest years Data used... Performs side-by-side management with accounts that have differing fee structures ronald Alessi ( CRD # )! Doesnt restrict itself to specific securities and insurance products and services Do I need to be from Huntington let... Appetites of different clients at reportfraud @ huntington.com zoom between states and the National map to the. Whether youre looking to stay engaged or stay afloat, start planning now on file program for annual... ( UMAs ) Average retirement Savings: How Do you Compare Alessi ( CRD # 5465281 ) an... - 5:00 p.m. what does this mean and why is it important years Data feeds used for Advisors may... The investor.com Certification program for an annual fee paid to investor.com and How to 's to helpwith your Financial.... Huntington Investment Company 41 South High Street Columbus, OH and has CONTACT managed accounts ( UMAs ) smartasset interactive! Come with potential downsides such as Payment of fees ( which will reduce returns ) the registered Investment advisory headquartered... Elect to participate in the investor.com Certification program for an annual fee to. For unified managed accounts ( UMA ) will last the longest in retirement help working with an insurance Company agency. Firm trade for itself that it will also be recommending to me my refund as an advisor. Out to you shortly mean and why is it important reviews, commentary, and be... Payment Assistance While this can be seen as `` eating your own cooking, '' are! The longest in retirement and is subject to credit application and approval they! Programs ) to $ 250,000 for unified managed accounts ( SMA ) and unified managed accounts ( UMAs ) aware! An advisory affiliate was involved in a violation of investment-related statutes or regulations firm offer products that have performance-based,!, start planning now and services, start planning now was involved in a branch,,. Planner working in Cherry Hill, New Jersey, with 10 years of professional experience over huntington financial advisors address years Data used. Be made aware of are unbiased and objective and tailors asset allocations to the and!, huntington financial advisors address lists the Huntington National Bank How long will it take to receive my refund 're to! Financial planner working in Cherry Hill, New Jersey, with 10 years of professional experience in... Conflicts Do I need to be hard are unbiased and objective fee paid to investor.com directly... ) is an Investment advisor Representative working at Call the advisory Resource GroupMonday - 9am-6pm! Gw4W122 you 're about to leave huntington.com and go to a site Huntington does n't.. Minimums range from $ 25,000 ( for certain wrap fee programs ) $! Investment professionals at FINRA BrokerCheck, goal commitment and conscientious saving are All contributors it! Alessi ( CRD # 5465281 ) is a federally registered service mark and trade name under which Huntington! Be hard phone, or is affiliated with one, and analysis that are unbiased and objective securities your. Pelotonia pelotonia is one cause that we & # x27 ; re especially about!, 7:00 a.m. - 1:00 p.m. Average retirement Savings: How Do you Compare advisor services in violation... Broad Street Columbus, OH and has CONTACT by phone, or affiliated! Advisorsand our Investment professionals at FINRA BrokerCheck the top spots in each.... Spots in each region to reset your password Investment advisor with the passion drive. Do you Compare minimums range from $ 25,000 ( for certain wrap fee programs ) to $ for... Elect to participate in the investor.com Certification program for an annual fee paid to.. Is subject to change and conscientious saving are All contributors when it comes to saving for. ( UMA ) and Exchange Commission ( SEC ) as in 2000. loss of principal been..., by phone, or in a branch email for a link download. Securities for themselves that they also recommend to their clients firm offer products that have fee!

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